KYC levels

Fractal ID supports different levels of verification. Additionally, each level may be extended by a number of add-ons. This will impact the data the user is requested to share and consequently their journey in Fractal ID.

Available levels

Level

Attestations

v1

[Deprecated] Identity (selfie/video), Residency, PEP/Sanction lists, Age of Majority, High-risk Countries, and SSN.

basic

Identity (liveness) verification through OCR, PEP/Sanction lists, Age of Majority.

light

Identity (selfie).

plus

Identity (selfie/video), Residency, PEP/Sanction lists, Age of Majority, High-risk Countries.

Brief description of Attestations (Attestations are the processes included in each Level)

  • Residency: collection and verification of proof of address document.

  • PEP/Sanction lists: rejection of Users that are politically exposed persons (PEPs) or covered by any sanction list tracked by Fractal ID.

  • Age of majority: rejection of Users under 18 years old.

  • High-risk Countries: rejection of Users residing in countries included in the European Commission’s list of high-risk third countries and in the FATF monitored and call-for-action lists.

[selfie, liveness, video and SSN are described in the Available add-ons section below]

Available add-ons

Add-on

Description

selfie

Identity verification though ID document scan and selfie with ID document.

video

Identity verification through real time video call with an operator (Video ID).

liveness

Automatic liveness detection and automatic face-match.

wallet

Crypto currency wallet check using Coinfirm.

sow

Verification of source of wealth.

ssn

Social security number collection; applicable to US residents only.

Some addons are included automatically, while others may not be supported by all levels.

Add-on support matrix

Level

liveness

selfie

video

wallet

sow

ssn

basic

➕ ⚠️

v1

light

➕ ⚠️

plus

➕ ⚠️

➕ ⚠️

✅ - included; ➕ - available; - unavailable

⚠️ - basic level requires the liveness add-on to be used. ⚠️ - light level requires the selfie add-on to be used. ⚠️ - plus level requires either the selfie or the video add-on to be used.