KYC levels
Fractal ID supports different levels of verification. Additionally, each level may be extended by a number of add-ons. This will impact the data the user is requested to share and consequently their journey in Fractal ID.
Level | Attestations |
| [Deprecated] Identity (selfie/video), Residency, PEP/Sanction lists, Age of Majority, High-risk Countries, and SSN. |
| Identity (liveness) verification through OCR, PEP/Sanction lists, Age of Majority. |
| Identity (selfie). |
| Identity (selfie/video), Residency, PEP/Sanction lists, Age of Majority, High-risk Countries. |
Brief description of Attestations (Attestations are the processes included in each Level)
Residency: collection and verification of proof of address document.
PEP/Sanction lists: rejection of Users that are politically exposed persons (PEPs) or covered by any sanction list tracked by Fractal ID.
Age of majority: rejection of Users under 18 years old.
High-risk Countries: rejection of Users residing in countries included in the European Commission’s list of high-risk third countries and in the FATF monitored and call-for-action lists.
[selfie, liveness, video and SSN are described in the Available add-ons section below]
Add-on | Description |
| Identity verification though ID document scan and selfie with ID document. |
| Identity verification through real time video call with an operator (Video ID). |
| Automatic liveness detection and automatic face-match. |
| Crypto currency wallet check using Coinfirm. |
| Verification of source of wealth. |
| Social security number collection; applicable to US residents only. |
Some addons are included automatically, while others may not be supported by all levels.
Level |
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| ➕ ⚠️ | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 |
| 🚫 | ✅ | ➕ | ➕ | ➕ | ✅ |
| 🚫 | ➕ ⚠️ | 🚫 | ➕ | ➕ | ➕ |
| ➕ ⚠️ | ➕ ⚠️ | ➕ ⚠️ | ➕ | ➕ | ➕ |
✅ - included; ➕ - available; 🚫 - unavailable
⚠️ - basic level requires the liveness add-on to be used. ⚠️ - light level requires the selfie add-on to be used. ⚠️ - plus level requires either the selfie, liveness or the video add-on to be used.
